Send money, here or abroad
Transfer to any Indian bank account over IMPS, NEFT or RTGS, pay a UPI ID instantly, or remit overseas for tuition, family or medical care — from the same account you book your travel with.
Paying a bill instead?Preview only. No money moves from these screens. Transfers open once our RBI-regulated payments and remittance partners are live, and limits shown here follow current RBI rules.
Choose how you want to send
3 ways to transfer
Which rail suits your transfer?
| Rail | Speed | Limit | Best for |
|---|---|---|---|
| UPI | Seconds, 24x7 | Up to ₹1 lakh a day | Everyday person-to-person payments |
| IMPS | Seconds, 24x7 | Up to ₹5 lakh per transfer | Urgent transfers outside banking hours |
| NEFT | Half-hourly batches | No upper limit | Routine transfers on banking days |
| RTGS | Near real time | ₹2 lakh and above | Large, high-value transfers |
| SWIFT / LRS | 1–2 working days | USD 250,000 a year | Fees, family support and medical costs abroad |
Limits are the prevailing RBI and NPCI caps and may be lower depending on your bank and KYC level.
Built to be boring in the right places
Instant where it counts
IMPS and UPI credit in seconds, round the clock. NEFT and RTGS follow the banking calendar.
The rate you were shown
For overseas transfers the rate is locked before you pay, with every fee and the TCS itemised.
Compliance handled
LRS purpose codes, the A2 form and Form 15CA are built into the flow instead of left to you.
Verified beneficiaries
We show you the name the bank holds for an account before you confirm, so a typo never costs you money.
Want money transfer the day it opens?
Tell us and we will switch it on for your account first. Our team is on +91-88844-19911 if you would rather talk it through.
Frequently asked questions
When does money transfer go live?+
Money transfer needs an RBI-regulated partner — a licensed PPI or an authorised dealer bank for overseas remittance. That onboarding is under way, so every screen here is a preview marked “Coming soon”.
Will I need to complete KYC?+
Yes. Domestic transfers need at least minimum KYC, and overseas remittance needs full KYC plus PAN, because it is reported under the Liberalised Remittance Scheme.
What will it cost?+
Domestic UPI transfers will be free. IMPS, NEFT and RTGS will carry the bank's own nominal charge. Overseas transfers show the exchange rate, the partner fee, GST and TCS as separate lines before you confirm.
Can I send money for university fees abroad?+
Yes — tuition is one of the permitted LRS purposes. You upload the university invoice, and the transfer is reported against the education purpose code.
What happens if a transfer fails?+
Failed transfers are reversed to the source automatically. Where a bank holds the amount in transit, we chase it with the UTR and keep you updated until it is back.
Is this related to my Forex card?+
They work together but are different products. A Forex card loads currency for your own spending abroad; money transfer sends funds to somebody else's account.
